Turn Your Homeownership Dreams Into Reality
Whether you are buying your very first home, upgrading for a growing family, building your dream house, or refinancing your current Home Loan, Mohawk Valley Federal Credit Union is here to guide you home. By partnering with loanDepot, one of the nation's leading Mortgage lenders, we combine trusted local credit union service with state-of-the-art home financing solutions.
Mortgage Solutions
The Right Home Loan Programs for Every Stage of Homeownership
Our partnership with loanDepot allows us to offer a full suite of competitive Home Loan options tailored to your needs and budget:
Conventional Mortgages: Fixed-rate and adjustable-rate loans with flexible terms for primary residences, second homes, and investment properties.
FHA & VA Loans: Low-down-payment options for qualified buyers, as well as zero-down-payment options for active-duty military and veterans.
First-Time Homebuyer Programs: Specialized guidance and low-down-payment solutions designed to help new buyers enter the housing market with confidence.
Mortgage Refinancing: Lower your existing interest rate, shorten your loan term, or cash out a portion of your equity.
Why Choose Mohawk Valley FCU?
Combining trusted local guidance with competitive rates
Competitive Rates & Low Fees: Enjoy low interest rates and low closing costs backed by a trusted national partner. Call us today for the latest rates!
Application: Visit or call our Marcy or Utica location for more details on how to apply.
Personalized Guidance: Work with dedicated mortgage specialists with roots in the community and a local office who understand the local real estate market and guide you every step of the way.
Ready to Get Started on Your Dream Home?
Take the First Step Toward Getting Pre-approved Today
Get Pre-Approved: Know your purchasing power before you start shopping for a home with a fast online pre-approval.
Speak with a Mortgage Specialist: Connect with our lending team to compare programs and find your best rate.
Application: Visit or call our Marcy or Utica location for more details on how to apply