Experience the Credit Union Difference
It’s Membership Designed for You and Your Family
Joining Mohawk Valley Federal Credit Union means becoming a part-owner of a local, member-focused financial cooperative. Because we are a not-for-profit credit union, our profits are returned directly to you in the form of lower loan rates, higher savings yields, and reduced fees.
If you live, work, or attend school within our field of membership, or have an eligible family member, you are invited to join!
Who Can Join?
Field of Membership Eligibility
Explore Our Eligible Employee, Municipal, and Regional Member Groups
You are eligible to join Mohawk Valley Federal Credit Union if you belong to any of the following groups:
New York State Employees & Retirees: Employees and/or retirees of the State of NY who work in Fulton, Hamilton, Herkimer, Madison, Montgomery, Oneida, or Otsego Counties, New York, as well as members of their immediate families and organizations of such persons.
Higher Education Partners: Employees, retirees, and family members of SUNY POLY and SUNY Morrisville.
Municipal Employees: Employees, retirees, and family members of:
Town of Marcy
Town of New Hartford
Village of New Hartford
Select Employee Groups (SEGs): Employees, retirees, and family members of:
Moody's Polaris
Inserra's Flooring
Immediate Family Members: If you are a parent, spouse, child, sibling, grandparent, grandchild, aunt, uncle, cousin, or in-law of an existing Mohawk Valley FCU member, you are automatically eligible to open an account!
How to Open An Account
Three Simple Steps to Join Mohawk Valley FCU Today
Download the Membership Application: Download and print our standard account opening application form.
Gather Required Identification: Bring a valid government-issued photo ID (Driver’s License, NYS ID, U.S. Passport, or Military ID) and proof of your current address.
Submit & Fund Your Account: Bring your application to our Marcy or Utica branch to open your account with an initial $5 Share Savings deposit.