Member-owned, Community-Driven, and Proudly Serving Central New York Since 1971

At Mohawk Valley Federal Credit Union, we are more than just a financial institution; we are a member-owned financial cooperative built on local trust, personal relationships, and mutual support. Since our founding, our goal has remained simple: to return earnings to our members in the form of lower loan rates, competitive savings yields, and personalized banking services that put people before profits.

Our Story & History

Over 50 Years of Localized Credit Union Service

Established in 1971, Mohawk Valley Federal Credit Union was formed to provide reliable, low-cost financial services to local public employees, workers, retirees, and their families. Starting as a small financial cooperative, we have grown into a full-service credit union with locations in Marcy and Utica, NY, serving members across Central New York while staying true to our local roots.

Our Mission & Field of Membership

Dedicated to Serving the People and Workforce of the Mohawk Valley

Our Mission:

To empower our members to achieve financial success by delivering honest, secure, and affordable banking services with unmatched personal care.

Who Can Join Mohawk Valley FCU?

Credit union membership is open to employees, retirees, and immediate family members of the following groups across Fulton, Hamilton, Herkimer, Madison, Montgomery, and Oneida Counties, New York:

  • State of New York: Employees and retirees of the State of NY working in Fulton, Hamilton, Herkimer, Madison, Montgomery, and Oneida Counties, as well as their immediate family members and affiliated organizations.

  • Higher Education Partners: Employees, retirees, and families of SUNY POLY and SUNY Morrisville.

  • Local Municipalities: Employees, retirees, and families of the Town of Marcy, Town of New Hartford, and Village of New Hartford.

  • Select Employee Groups (SEGs): Employees, retirees, and families of Moody's Polaris and Inserra's Flooring.

Become a Member

Governance & Leadership

Guided by Dedicated Volunteer Leaders and Local Professionals

As a cooperative financial institution, a volunteer Board of Directors democratically governs Mohawk Valley FCU and an independent Supervisory Committee elected directly from our membership.

Executive Leadership

  • Jamie McCloskey — Chief Executive Officer (CEO)

Board of Directors

Our Board of Directors establishes strategic direction, ensures financial stability, and upholds our member-first mission:

  • Brian Scala — President

  • Anthony Panebianco — Vice President

  • Malcolm "Bud" Harris — Secretary

  • Steven Perta — Treasurer

  • Mary Brown-Depass — Board Member

  • Joseph Caruso — Board Member

  • Enrico D'Alessandro — Board Member

Supervisory Committee

An independent oversight body tasked with auditing operations, ensuring regulatory compliance, and protecting member assets:

  • Francis Guido — Chairman

  • Joan Marks — Committee Member

  • Vacancy

Visit Our Local Branches

Experience the Credit Union Difference in Utica and Marcy, NY

Marcy Branch

Address: 9212 River Road, Marcy, NY 13403
Phone: (315) 624-2950
Hours:
Monday – Friday: 8:30 a.m. – 4:30 p.m.
Saturday – Sunday: Closed

State Office Building Branch (Utica)

Address: 207 Genesee Street, Utica, NY 13501
Phone: (315) 793-2214
Hours:
Monday – Friday: 8:30 a.m. – 3:30 p.m.
(Closed daily 1:00 p.m. – 1:30 p.m.)
Saturday – Sunday: Closed